Easy Guide to Long Term Care Insurance

Seeing is believing. And as a caregiver, you've seen long-term care up close. The time. The effort. The expense. You know the emotional, physical and financial impact it can have on families. But, in concentrating on the immediate needs of a loved one, believing you too could one day be in the same situation may not yet even be a consideration-especially when you are fairly young.

According to the U.S. Department of Health and Human Services, 70% of people over the age of 65 will need some services and supports "to meet health or personal care needs over an extended period of time."* So, for the majority of people, it's not as much a question of "if" they'll need long-term care than "when" they'll need it.  However, the sad truth is the need for long-term care can happen at any age. So, what will you do in the future if a chronic illness or disability causes you to need assistance with the activities of daily living such as bathing, eating or even using the bathroom?

• Are you prepared?
• Are you concerned?
• Have you thought about your future?

Read the whole article at Caring Today.